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CP565 Notice vs ITIN Card: What You Get From the IRS
What Exactly Is a CP565 Notice From the IRS?
The CP565 is a one-page IRS letter that confirms approval of an ITIN application. It includes the applicant's full name, the assigned 9-digit ITIN, the effective date, and an IRS contact number. The letter arrives in a plain envelope mailed to the address listed on Form W-7.
For full anatomy of the notice and what each field means, see the CP565 notice page.
Why Does the IRS Not Send a Plastic ITIN Card Anymore?
The IRS discontinued the plastic ITIN card program in 2013 to reduce confusion. Many ITIN holders were using the card as a general-purpose ID, which it was never designed to be. Replacing the card with a paper notice clarifies that the ITIN is a tax-processing number only and not an identification document.
What Does the CP565 Notice Look Like?
- Standard 8.5x11 inch letter, printed on plain IRS letterhead.
- Top right: notice number CP565 and a tax-year reference.
- Top left: applicant name and mailing address.
- Body: a single sentence confirming the ITIN, followed by the 9-digit number in 9XX-XX-XXXX format.
- Footer: instructions for filing tax returns, renewal rules, and IRS contact information.
How Do Banks and Employers Accept the CP565 Without a Card?
U.S. banks accept the CP565 as the authoritative ITIN proof for Customer Identification Program (CIP) requirements. Employers generally accept either the CP565 or a previously filed federal tax return showing the ITIN. The number itself, not a physical card, is what matters.
What Should You Do With Your CP565 Once You Receive It?
- Photograph and scan the letter. Store backups in two separate locations (cloud + offline).
- File the original with passport, marriage certificate, and other long-life documents.
- Record the ITIN in your password manager or financial-records system.
- Use the ITIN immediately on the tax return that originally accompanied Form W-7.
What If You Never Received Your CP565 Notice?
If 11 weeks (or 13+ during peak season) have passed without a CP565 in the mail, call the IRS ITIN unit at 1-800-908-9982 from inside the U.S. or +1-267-941-1000 from abroad. The agent can confirm the ITIN over the phone after identity verification and mail a replacement notice if needed.
Frequently Asked Questions About the CP565 Notice
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